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Privacy Policy

Retire Calc

Last updated: January 27, 2026

Your privacy is important to us. This policy explains how we handle your data.

Introduction

This Privacy Policy describes how Jinseok Oh ("we", "us", or "our") collects, uses, and shares information when you use Retire Calc (the "App").

Information We Collect

Information You Provide

  • Retirement plan details (current age, target retirement age, target assets)
  • Financial information (current assets, monthly savings, expected return rate)
  • Asset history and snapshots you record
  • App settings and preferences

Automatically Collected Information

  • Device information (device type, operating system version)
  • App usage analytics (crash reports, feature usage)
  • App version information

Data Storage

All your data is stored locally on your device. We do not have servers that store your financial or retirement plan data. Your plan details, asset history, and simulation results remain on your device unless you enable iCloud sync.

If you enable iCloud sync, your data is stored in your personal iCloud account and is governed by Apple's privacy policy. We do not have access to your iCloud data.

How We Use Your Information

  • To provide retirement planning calculations and projections
  • To sync your data across your devices (if iCloud is enabled)
  • To improve and optimize the app experience
  • To analyze crash reports and fix bugs

Third-Party Services

Our app may use the following third-party services:

Your Rights

You have full control over your data:

  • Access: View all your data within the app
  • Edit: Modify or update your retirement plan and asset records
  • Delete: Delete individual records or all data from Settings
  • Export: Export your retirement plan report from the app

Data Deletion

To delete all your data, you can either delete individual items within the app or uninstall the app, which will remove all locally stored data. If you use iCloud sync, you can also delete the app's iCloud data through your device's iCloud settings.

Children's Privacy

Our App is intended for users aged 4 and above. We do not knowingly collect personal information from children. All data is stored locally on the device and is not transmitted to our servers.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us: